Allāhumma innī aʿūdhu bika min-l-hammi wa-l-ḥazan, wa aʿūdhu bika min-l-ʿajzi wa-l-kasal, wa aʿūdhu bika min-l-jubni wa-l-bukhl, wa aʿūdhu bika min ghalabati-d-dayni wa qahri-r-rijāl.
O Allah, I seek Your protection from anxiety and grief. I seek Your protection from inability and laziness. I seek Your protection from cowardice and miserliness, and I seek Your protection from being overcome by debt and being overpowered by men.
Abū Saʿīd al-Khudrī (raḍiy Allāhu ʿanhu) narrated that one day, the Messenger of Allah ﷺ entered the masjid. He saw a man from the Anṣār called Abū Umāmah (raḍiy Allāhu ʿanhu). He ﷺ asked, “What is the matter? Why are you sitting in the mosque when it is not the time for prayer?” He replied, “Never-ending worries and debts, O Messenger of Allah.” The Messenger of Allah ﷺ then asked, “Shall I not teach you words by which, when you say them, Allah will remove your worries, and settle your debts?” He replied, “Yes of course, O Messenger of Allah.” He ﷺ said, “Say in the morning and evening [the above].” Abū Umāmah (raḍiy Allāhu ʿanhu) said, “Then I did that, and Allah removed my worries and settled my debts.” (Abū Dāwūd 1555)
Allāhumma innī as’aluka-l-ʿāfiyata fi-d-dunyā wa-l-ākhirah. Allāhumma innī as’aluka-l-ʿafwa wa-l-ʿāfiyata fī dīnī wa dunyāya wa ahlī wa mālī, Allāhumma-stur ʿawrātī wa āmin rawʿātī. Allāhumma-ḥfaẓnī mim bayni yadayya wa min khalfī, wa ʿay-n yamīnī wa ʿan shimālī wa min fawqī, wa aʿūdhu bi-ʿaẓamatika an ughtāla min taḥtī.
O Allah, I ask You for well-being in this world and the next. O Allah, I ask You for forgiveness and well-being in my religion, in my worldly affairs, in my family and in my wealth. O Allah, conceal my faults and calm my fears. O Allah, guard me from in front of me and behind me, from my right, and from my left, and from above me. I seek protection in Your Greatness from being unexpectedly destroyed from beneath me.
ʿAbdullāh b. ʿUmar (raḍiy Allāhu ʿanhumā) narrated: “The Messenger of Allah ﷺ never failed to say these words in the morning and in the evening.” (Abū Dāwūd 5074)
Ḥasbiya-Allāhu lā ilāha illā Huwa, ʿalayhi tawakkaltu, wa Huwa Rabbu-l-ʿArshi-l-ʿaẓīm.
Allah is sufficient for me. There is no god worthy of worship except Him. I have placed my trust in Him only and He is the Lord of the Magnificent Throne.
Abū al-Dardā’ (raḍiy Allāhu ʿanhu) narrates from the Messenger of Allah ﷺ that he said: “Whoever recites [the above] seven times in the morning and in the evening, Allah will suffice him in everything that concerns him in matters of this world and the next.” (Ibn al-Sunnī 71)