Allāhumma innī aʿūdhu bika min-l-hammi wa-l-ḥazan, wa aʿūdhu bika min-l-ʿajzi wa-l-kasal, wa aʿūdhu bika min-l-jubni wa-l-bukhl, wa aʿūdhu bika min ghalabati-d-dayni wa qahri-r-rijāl.
O Allah, I seek Your protection from anxiety and grief. I seek Your protection from inability and laziness. I seek Your protection from cowardice and miserliness, and I seek Your protection from being overcome by debt and being overpowered by men.
Abū Saʿīd al-Khudrī (raḍiy Allāhu ʿanhu) narrated that one day, the Messenger of Allah ﷺ entered the masjid. He saw a man from the Anṣār called Abū Umāmah (raḍiy Allāhu ʿanhu). He ﷺ asked, “What is the matter? Why are you sitting in the mosque when it is not the time for prayer?” He replied, “Never-ending worries and debts, O Messenger of Allah.” The Messenger of Allah ﷺ then asked, “Shall I not teach you words by which, when you say them, Allah will remove your worries, and settle your debts?” He replied, “Yes of course, O Messenger of Allah.” He ﷺ said, “Say in the morning and evening [the above].” Abū Umāmah (raḍiy Allāhu ʿanhu) said, “Then I did that, and Allah removed my worries and settled my debts.” (Abū Dāwūd 1555)
Ḥasbiya-Allāhu lā ilāha illā Huwa, ʿalayhi tawakkaltu, wa Huwa Rabbu-l-ʿArshi-l-ʿaẓīm.
Allah is sufficient for me. There is no god worthy of worship except Him. I have placed my trust in Him only and He is the Lord of the Magnificent Throne.
Abū al-Dardā’ (raḍiy Allāhu ʿanhu) narrates from the Messenger of Allah ﷺ that he said: “Whoever recites [the above] seven times in the morning and in the evening, Allah will suffice him in everything that concerns him in matters of this world and the next.” (Ibn al-Sunnī 71)
اللهُمَّ رَحْمَتَكَ أرجُو، فَلا تَكِلْنِي إلى نَفْسي طَرْفَةَ عَيْنٍ، وأصْلِحْ لي شَأني كُلَّهُ، لا إله إلا أنْتَ
Allahumma Rahmataka Arjuu. Falaa takilnee ilaa nafsee Tarfata ‘Ayn. Wa AsliH lee Sha’nee kullahu, laa ilaah illa ant.
O Allah, it is Your mercy that I hope for, so do not leave me in charge of my affairs even for a blink of an eye, and rectify for me all of my affairs. None has the right to be worshiped except You.