Allāhumma innī aʿūdhu bika min-l-hammi wa-l-ḥazan, wa aʿūdhu bika min-l-ʿajzi wa-l-kasal, wa aʿūdhu bika min-l-jubni wa-l-bukhl, wa aʿūdhu bika min ghalabati-d-dayni wa qahri-r-rijāl.
O Allah, I seek Your protection from anxiety and grief. I seek Your protection from inability and laziness. I seek Your protection from cowardice and miserliness, and I seek Your protection from being overcome by debt and being overpowered by men.
Abū Saʿīd al-Khudrī (raḍiy Allāhu ʿanhu) narrated that one day, the Messenger of Allah ﷺ entered the masjid. He saw a man from the Anṣār called Abū Umāmah (raḍiy Allāhu ʿanhu). He ﷺ asked, “What is the matter? Why are you sitting in the mosque when it is not the time for prayer?” He replied, “Never-ending worries and debts, O Messenger of Allah.” The Messenger of Allah ﷺ then asked, “Shall I not teach you words by which, when you say them, Allah will remove your worries, and settle your debts?” He replied, “Yes of course, O Messenger of Allah.” He ﷺ said, “Say in the morning and evening [the above].” Abū Umāmah (raḍiy Allāhu ʿanhu) said, “Then I did that, and Allah removed my worries and settled my debts.” (Abū Dāwūd 1555)
Innā lillāhi wa innā ilayhi rājiʿūn, Allāhumma-‘jurnī fī muṣībatī, wa akhlif lī khayram-minha.
To Allah we belong and unto Him is our return. O Allah, recompense me for my affliction and replace it for me with something better.
Umm Salamah (raḍiy Allāhu ‘anhā) said: I heard the Messenger of Allah ﷺ say, “There is no Muslim who is afflicted with a calamity, and then says what Allah has commanded him [the above supplication], except that Allah will recompense him with something better than it.” She says: “When Abū Salamah (her first husband) passed away, I said, ‘Which Muslim is better than Abū Salamah – the first household to migrate to the Messenger of Allah?’ I then said (the above duʿā’), and Allah recompensed me (by marrying me to) the Messenger of Allah ﷺ.” (Muslim 918)
O Allah! Your Mercy is what I hope for so do not entrust me to myself for the blink of an eye, rectify all of my affairs. There is no god worthy of worship but You.
The Messenger of Allah ﷺ said: “The supplications for the one who is distressed are [the above].” (Abu Dāwud 5090)
