Allāhumma innī aʿūdhu bika min-l-hammi wa-l-ḥazan, wa aʿūdhu bika min-l-ʿajzi wa-l-kasal, wa aʿūdhu bika min-l-jubni wa-l-bukhl, wa aʿūdhu bika min ghalabati-d-dayni wa qahri-r-rijāl.
O Allah, I seek Your protection from anxiety and grief. I seek Your protection from inability and laziness. I seek Your protection from cowardice and miserliness, and I seek Your protection from being overcome by debt and being overpowered by men.
Abū Saʿīd al-Khudrī (raḍiy Allāhu ʿanhu) narrated that one day, the Messenger of Allah ﷺ entered the masjid. He saw a man from the Anṣār called Abū Umāmah (raḍiy Allāhu ʿanhu). He ﷺ asked, “What is the matter? Why are you sitting in the mosque when it is not the time for prayer?” He replied, “Never-ending worries and debts, O Messenger of Allah.” The Messenger of Allah ﷺ then asked, “Shall I not teach you words by which, when you say them, Allah will remove your worries, and settle your debts?” He replied, “Yes of course, O Messenger of Allah.” He ﷺ said, “Say in the morning and evening [the above].” Abū Umāmah (raḍiy Allāhu ʿanhu) said, “Then I did that, and Allah removed my worries and settled my debts.” (Abū Dāwūd 1555)
Allāhumma innī as’aluka-l-ʿāfiyata fi-d-dunyā wa-l-ākhirah. Allāhumma innī as’aluka-l-ʿafwa wa-l-ʿāfiyata fī dīnī wa dunyāya wa ahlī wa mālī, Allāhumma-stur ʿawrātī wa āmin rawʿātī. Allāhumma-ḥfaẓnī mim bayni yadayya wa min khalfī, wa ʿay-n yamīnī wa ʿan shimālī wa min fawqī, wa aʿūdhu bi-ʿaẓamatika an ughtāla min taḥtī.
O Allah, I ask You for well-being in this world and the next. O Allah, I ask You for forgiveness and well-being in my religion, in my worldly affairs, in my family and in my wealth. O Allah, conceal my faults and calm my fears. O Allah, guard me from in front of me and behind me, from my right, and from my left, and from above me. I seek protection in Your Greatness from being unexpectedly destroyed from beneath me.
ʿAbdullāh b. ʿUmar (raḍiy Allāhu ʿanhumā) narrated: “The Messenger of Allah ﷺ never failed to say these words in the morning and in the evening.” (Abū Dāwūd 5074)
Ḥasbiya-Allāhu lā ilāha illā Huwa, ʿalayhi tawakkaltu, wa Huwa Rabbu-l-ʿArshi-l-ʿaẓīm.
Allah is sufficient for me. There is no god worthy of worship except Him. I have placed my trust in Him only and He is the Lord of the Magnificent Throne.
Abū al-Dardā’ (raḍiy Allāhu ʿanhu) narrates from the Messenger of Allah ﷺ that he said: “Whoever recites [the above] seven times in the morning and in the evening, Allah will suffice him in everything that concerns him in matters of this world and the next.” (Ibn al-Sunnī 71)
Bismi-llāhi-r-Raḥmāni-r-Raḥīm. Alḥamdu-lillāhi Rabbi-l-ʿālamīn, ar-Raḥmāni-r-Raḥīm, Māliki yawmi-d-dīn, iyyāka naʿbudu wa iyyāka nastaʿīn, ihdina-ṣ-Ṣirāṭa-l-Mustaqīm, ṣirāṭa-lladhīna anʿamta ʿalayhim ghayri-l-maghḍūbi ʿālayhim wa la-ḍ-ḍāllīn.
In the name of Allah, the All-Merciful, the Very Merciful. All praises and thanks are for Allah, the Lord of all the worlds, The All-Merciful, The Very Merciful, Master of the Day of Judgement. You Alone we worship, You Alone we ask for help. Guide us on the Straight Path, the path of those whom You have favoured, not of those who incur (Your) anger nor of those who have gone astray.